This product guarantees that the equivalent of 5% your BOND will be paid to credited to you for a period of time you will prefer in months or years.
BIS Premiere Fund is a low risk superannuation fund. It can be used alongside other investments and help provide you with some certainty when saving for your retirement.
BIS Super offers two investment options:
The fixed rate option offers a guaranteed rate of return on your investment for terms of one to ten years. The earning rate is fixed at the time of your investment providing market and capital protection.
The cash option offers a guaranteed earning rate that is set at the start of the week and remains fixed for that week, giving you the flexibility to switch all or part of your investment to a fixed rate option at any time.
Anyone over the age of 18 who is eligible to contribute to superannuation or wishes to rollover their existing superannuation benefits. The minimum investment amount is $2,000.
Market protection - The fixed rate option offers a guaranteed rate of return on your investment, regardless of how markets perform providing you with certainty for this part of your superannuation savings. By contrast, the value of many other superannuation products fluctuates with investment markets, making it more difficult for you to plan for your retirement. Low risk investment - BIS Super has a ‘very low’ standard risk measure profile, for both investment options. This is based on industry guidance, to enable you to compare different superannuation investment options. No fees to BIS - BIS Super has no establishment, contribution or management fees.
As with all investments, BIS Super carries some risks. These risks and how they are managed are set out in the PDS. We recommend you go through them with your financial adviser before deciding to invest.