Applications of conditions of use

In these Conditions of Use, the Brouwers Investment Strategies public site is referred to as the 'www.cirii.net'.

These Conditions of Use, together with any other terms, notices or disclaimers contained elsewhere on the www.cirii.net, govern the supply of material on, use of and access to the www.cirii.net.

By accessing the www.cirii.net and or Social Media Pages, you agree to be bound by these Conditions of Use and any modifications, from time to time, of them.

www.cirii.net

Information and accuracy

Information provided on the www.cirii.net:

• is intended for global residents but may not comply with the laws of jurisdictions outside Netherlands;
• is of a general nature and does not take into account your individual circumstances, financial situation or needs or particular investment objectives;
• is not intended to be investment advice nor a recommendation or statement of opinion about any particular financial product or class of financial products. As a result, it should not be relied upon in acquiring any product or service offered by www.cirii.net; and
• is provided in good faith and derived from sources believed to be accurate and current at the date of publication.

www.cirii.net does not guarantee the accuracy, adequacy or completeness of information on the www.cirii.net is otherwise free from error, omission or other defect. www.cirii.net reserves the right to change any information provided on the www.cirii.net without notice.

www.cirii.net does not guarantee that your use of the www.cirii.net will be uninterrupted, timely or secure.

Unless otherwise specified, all references to currency are to US dollars.

www.cirii.net Fund Information

Each www.cirii.net Term product has its own unique features and risks (which include possible loss of money invested and fluctuating investment returns). These particular features and risks are set out in the relevant product disclosure statement (PDS) or other offer document (as the case may be). You should always consider whether or not a particular www.cirii.net product is appropriate for you in light of your particular needs, objectives and financial circumstances. In particular, you should:

• understand the relevant funds's features and risks;
• seek independent advice (particularly about such individual matters as taxation, retirement planning and investment risk tolerance); and
• read the relevant current PDS or other offer document relevant to the Brouwers Investment Strategies Fund when making an investment decision.

All rights in the various indices appearing on the Brouwers Investment Strategies Website vest in the relevant index providers. Brouwers Investment Strategies funds are not sponsored, endorsed, issued, sold or promoted by the relevant index providers. No such index provider makes any representation regarding the advisability of investing in any Brouwers Investment Strategies fund(s).

Your conduct

You warrant that when accessing and using the BSI-BV Website you will not use it for purpose that is unlawful or prohibited by these conditions of use or any other term, notice or disclaimer appearing on the www.cirii.net. You also agree to not use the www.cirii.net in any way that interferes with other users.

You agree to not breach or circumvent, or attempt to breach or circumvent, any security measures on the www.cirii.net (including 'hacking' those websites) or attempt to obtain access to secure or member parts of the www.cirii.net without authorisation.

www.cirii.net retains the right to monitor your use of the www.cirii.net and suspend or cancel further access at any time in its discretion.

Copyright and Trade marks

The material on the www.cirii.net is protected by copyright. You may only use this material for your own personal reference. You must not otherwise use, reproduce, publish, modify, distribute, link, frame, transmit in any form or by any means, electronic or mechanical, for any purpose, any of the material on the www.cirii.net, except with the prior written permission of www.cirii.net.

Trademarks used on the www.cirii.net is the property of Brouwers Investment Strategies or third parties with which www.cirii.net has an association. You must not use a trade mark used on the www.cirii.net without the prior written consent of the owner of that trade mark.

Software

www.cirii.net grants users of www.cirii.net (included, but not limited to, investors and financial advisers) a non-transferable licence in relation to the www.cirii.net, including any files, images, tables and data incorporated in or generated by the software, and the data accompanying the software (collectively the 'software') necessary for the purposes of your use of the www.cirii.net. www.cirii.net may decide to incorporate a fee for use of the software, which may be advised from time to time.

Links to third party websites and information regarding third parties

The www.cirii.net may contain hyperlinks and other pointers to websites operated by third parties and information given by a third party regarding their purpose, function and service (Information). These linked websites are not under www.cirii.net's control, and www.cirii.net is not responsible for the contents of any linked website or any hyperlink contained in a linked website and the content of any Information provided on the www.cirii.net. www.cirii.net provides these hyperlinks and Information as a convenience only, and the inclusion of any link and Information does not imply any endorsement of the linked website or third party by www.cirii.net. You agree to access any such third party website entirely at your own risk.

Limitation of liability

You agree that your use of the www.cirii.net and reliance on any information contained on the website is entirely at your own risk. To the extent permitted by law, www.cirii.net excludes all liability for any loss or damage (including indirect or consequential loss or damage) you or any other person suffers in connection with your use of the www.cirii.net, including your reliance on any information contained on the www.cirii.net.

Brouwers Investment Strategy BV's liability for breach of any warranty or condition implied by law that cannot be excluded is limited, at www.cirii.net's option, to:

in the case of services supplied or offered by www.cirii.net:

• the re-supply of those services; or
• the cost of having those services re-supplied; and

in the case of goods supplied or offered by www.cirii.net:

• the replacement of the goods or the supply of equivalent goods;
• the repair of the goods; or
• the cost of having the goods replaced or repaired.

Governing Law

These Conditions of Use and other terms, notices and disclaimers appearing on the www.cirii.net are governed by the law in force in the state of Australia. You agree to the non-exclusive jurisdiction of the courts of Australia, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these online conditions of use.

Security

www.cirii.net takes all reasonable steps to protect the personal information held about you and/or your clients from misuse and loss and from unauthorised access, modification or disclosure. In connection with this, online representatives have incorporated a number of physical and technological features to ensure the security of the information accessed, these features being the subject of ongoing independent reviews and audit to ensure they are in line with industry best practices.

www.cirii.net may require you to complete a multi-factor authentication process if you request certain transactions or update your account details via our online app.

Whilst using our online software of online customer services, all communications between your web browser and www.cirii.net will utilise SSL encryption.